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When requesting a correction, please mention this item’s handle: For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Finally, the paper compares the levels of financial fragility and methods of coping among eight industrialized countries.

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Almost half of Americans report that they are incapable of coming-up with the funds necessary to deal with an ordinary financial shock. If you have scjneider this item and are not yet registered with RePEc, we encourage you to do it here.

More about this item Keywords financial fragility ; savings ; coping ; JEL classification: While there are differences in coping ability across countries, there is general evidence of a consistent ordering of coping methods. Please note that corrections may take a couple of weeks to filter through the various RePEc services. If CitEc recognized a reference but did not link an item in RePEc to it, you can help with this form.

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While savings is used most often, relying on family and friends, using formal and alternative credit, increasing work hours, and selling items are also used frequently to deal with emergencies, especially for some subgroups.

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New Liquidity schnelder Credit Scoring Puzzles? RePEc uses bibliographic data supplied by the respective publishers. Other versions of this item: If you are a registered author of this item, you may also want to check the “citations” tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

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This abstract was borrowed from another version of this item. Household finance researchers must look beyond precautionary saving to understand how families cope with risk.

We examine the coping methods people use to deal with shocks.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. Download full text from publisher File URL: We also find shneider of a pecking order of coping methods in which savings appears to be first in the ordering.

Christopher D Carroll,